By continuing to use our site, you consent to the processing of cookies, user data (location information, type and version of the OS, the type and version of the browser, the type of device and the resolution of its screen, the source of where the user came from, from which site or for what advertisement, language OS and Browser, which pages are opened and to which buttons the user presses, ip-address) for the purpose of site functioning, retargeting and statistical surveys and reviews. If you do not want your data to be processed, please leave the site.

Principles of Conduct

Risk Balance takes pride in its commitment to ensuring that we conduct ourselves both ethically and professionally.  We are well informed and strive to provide our customers with the expertise and advice required to ensure that you are fully protected.  The CISRO Principles of Conduct and RIBO Fact Sheet  below are designed to help our customers understand what can be expected from individuals at our firm who operate in compliance with RIBO regulatory standards.

Both documents can be downloaded for review.  Any questions can be directed to

CISRO Principles of Conduct for Insurance Intermediaries

RIBO Conduct Fact Sheet