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Employment Practices Liability

EPL insurance can be purchased on a stand-alone basis, or as an add-on to the Directors & Officers Liability Insurance. Public companies typically obtain coverage on a stand-alone basis while private companies will opt to combine with their D&O policy. EPL insurance is triggered by numerous employment related allegations, including but not limited to:

  • Wrongful dismissal; discharge or termination of employment
  • Breach of any oral or written employment contract
  • Violation of employment discrimination laws
  • Wrongful discipline
  • Wrongful deprivation of a career-opportunity
  • Negligent evaluation
  • Invasion of privacy
  • Wrongful infliction of emotional distress